GB/T 45251-2025

Active

Internet finance—Online consumer lending—Guidance on post-loan collection risk control

互联网金融 个人网络消费信贷 贷后催收风控指引

Standard Type
GBT
ICS
03.060
CCS
A11
Status
Active
Issue Date
2025-02-28
Implementation
2025-02-28
Centralized Committee
中国人民银行
Issuing Authority
国家市场监督管理总局、国家标准化管理委员会

Application Summary AI generated

This standard provides risk control guidelines for post-loan collection activities in internet finance, specifically for online consumer lending. It is applied by financial institutions and third-party collection agencies to manage borrower repayment processes while ensuring compliance with regulatory and ethical practices. The standard aims to standardize collection procedures, mitigate operational risks, and protect consumer rights in China's digital lending ecosystem.

Related Standards

Transparency note: The application summary and key sentences on this page were automatically generated by AI from the standard's original text. This content has not been human-verified and should not be used for compliance or regulatory purposes. Always refer to the official standard document from the issuing authority.