GB/T 44893-2024

Active

Disability assessment and code for life insurance

人身保险伤残评定及代码

Standard Type
GBT
ICS
03.060
CCS
A11
Status
Active
Issue Date
2024-10-26
Implementation
2025-02-01
Centralized Committee
中国人民银行
Issuing Authority
国家市场监督管理总局、国家标准化管理委员会

Application Summary AI generated

This standard provides a unified framework for assessing and coding disabilities specifically within the life insurance industry in China. It is applied by insurers to evaluate the severity of physical impairments resulting from accidents or illness, ensuring consistent and objective determination of disability benefits for policyholders. The standard is used in underwriting, claims processing, and actuarial analysis for life insurance products.

Related Standards

Transparency note: The application summary and key sentences on this page were automatically generated by AI from the standard's original text. This content has not been human-verified and should not be used for compliance or regulatory purposes. Always refer to the official standard document from the issuing authority.