GB/T 32317-2015
ActiveCommercial bank customer risk tolerance assessment specification
商业银行个人理财客户风险承受能力测评规范
Application Summary AI generated
This standard specifies the methodology and criteria for assessing the risk tolerance of individual wealth management customers in Chinese commercial banks. It is applied by banks to classify customers into risk profiles (e.g., conservative, balanced, aggressive) before selling investment products, ensuring suitability and regulatory compliance. The standard governs the design of assessment questionnaires, scoring models, and result interpretation within the retail banking and wealth management industry.
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Transparency note: The application summary and key sentences on this page were automatically generated by AI from the standard's original text. This content has not been human-verified and should not be used for compliance or regulatory purposes. Always refer to the official standard document from the issuing authority.