GB/T 32313-2015
ActivePersonal financial business service specifications of commercial banks
商业银行个人理财服务规范
Application Summary AI generated
This standard specifies the service requirements, operational procedures, and risk management guidelines for personal financial business offered by commercial banks in China. It is applied by domestic banks to ensure consistent service quality, transparency, and consumer protection when providing wealth management, investment advisory, and financial planning services to individual clients. The standard governs both the design and delivery of these services, including client suitability assessment and information disclosure.
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Transparency note: The application summary and key sentences on this page were automatically generated by AI from the standard's original text. This content has not been human-verified and should not be used for compliance or regulatory purposes. Always refer to the official standard document from the issuing authority.